Welcome to the RAAF Welfare Trust Fund

Take off with low cost loans, insurance and grants

Helping Aviators achieve their goals since 1947 

Low cost loans

For a range of purposes

Group Life Insurance

7,000+ Aviators in this scheme

Grants

Base Welfare Grants & Hardship Grants

What is the RAAF Welfare Trust Fund?

A not-for-profit charity established in 1947 purely to support Aviators

Funds earned are reinvested in Aviators via low-cost loan, insurance and grant programs

In some cases support may also be available to former Aviators or their dependants

Offering $1000s of support via low cost loans, insurance and grants

The Fund is managed by a Board of Trustees who are supported by Air Force Chaplains located at each Defence Establishment

What do we do?

Low cost loans, insurance and grants.

We provide Aviators with financial support via a range of low cost loans, insurance and grants. To offer maximum benefit, at the lowest cost, from 17 Nov 25 our loans: 

General Purpose Loan (previously Group Life, Professional Development and Long Service) up to $6,500, with loan term up to 2 years

Home Improvement Loan between $6,500 and $10,000 with loan term up to 4 years

Emergency Loan up to $1,000

All repaid via your pay

Access to loans is no longer dependent on Group Life Insurance (GLI) membership, but GLI members are entitled to the lowest available loan fees: General Purpose 3% p.a. and Home Improvement 4% p.a.

Non-GLI member loans incur an additional 0.5% p.a. loan fee.

Grants are available to Aviators (now including SERCAT 3 – 5 Reservists). Support may be available in some cases to former Aviators or their dependants.

Low Cost Loans

Find out more about the different loans available.

Group Life Insurance

Join 7,000+ other members in this scheme – Apply Online 

Grants

Base Welfare Grants & Hardship Grants.

Since 1947 we’ve issued over $360,000,000 in loans and grants

$ 0

Who Is Eligible for Support?

Loans and Group Life Insurance are available for SERCAT 6 and 7 Aviators on completion of initial training (1RTU / OTS / ADFA). Reserve Aviators undertaking Continuous Full Time Service for at least 6 months are also eligible.

Grants are available to Aviators (now including SERCAT 3 – 5 Reservists). Support may also be available in some cases to former serving Aviators or their dependants.

TESTIMONIALS

What our Aviators are saying about the RWTF

Jack Floss

Founder Cliency

 “Thanks to all involved in the RWTF, it is a fantastic service that goes a long way to helping our Aviators.

Jim Bergling

Founder Faceyou

“A truly well timed gift, one that we will be speaking highly of for many years to come! 

 Thank you very much – it was such a massive help in a difficult time and I am very grateful for it.” 

Maya Cutts

Founder Cake Ini

“Thank you so much. I will be forever grateful for everything you have done for me and everything that the RWTF does for us all”  

Business funding options to keep up the momentum

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Last day for the RWTF to receive loan applications this year is COB Monday 15 December.